This is required for all motorists and helps cover the cost of both personal injury and damages caused to others and their property in the even of an accident.

Collision insurance covers the cost of your car or truck in the even you cause an accident. This can assist in covering the cost of either repairs or replacement.

Liability is required but there continues to be drivers who do not cover the proper insurance. Uninsured and underinsured motorist insurance helps cover the costs that are not covered under the other driver’s policy or cover the cost if the driver does not have coverage.

Covers the cost of your medical bills in the event that you are injured by another driver and their policy does not cover your medical expenses.